So far I have talked quite a lot about debt reduction and saving. It all very well if you earn enough but what can you do if things are tight? In my case, earning minimum wage – or, as it is called now “living wage” – on a zero hour contract, there is no way I could pay all my bills – let alone save anything.
My working pattern is too erratic to be able to get a second job and, to be honest, I am already very lucky to have one. So, like so many people in my situation, I’ve had to get creative: I host foreign students, I do online surveys, I use PTC sites, and I sell whatever I don’t use or need. Apart from the students hosting, none of these activities pays very much but, not only do they add up nicely, they sometimes lead to a more lucrative activity.
A couple of weeks ago I received an email offering a research project. Now, these focus groups are great money and fun to do but, unless you live in London, they are few and far between. So I jumped at the chance and, after a short phone interview, I qualified for the project. I went there this morning and had to test a product – I can’t reveal what is was as I signed a non-disclosure agreement – and then review it in detail. It was very interesting, only lasted one hour and best of all paid £60 in cash! I do have to declare it to the taxman but it’s still definitely worth the effort.
Do you have ways of earning some extra cash?