August is here at last.
Both emotionally and financially, July has been one of the worst months in a very long time.
It started with my cat being poorly and losing weight very quickly. She has never been very big, weighing in at around 3kg at her last visit to the vet just a month before, but now I could feel her bones so I took her back and she had lost almost a third of her body weight! She also had an enlarged liver and the vet advised a scan and a biopsy as well as blood works. The whole thing would cost around £1000. Luckily, I have an insurance that will pay up to £4000 but I still have to pay the excess plus 20% of the bill. Over the next few weeks we had to do more tests and even put her on a drip which upped the bill again. Luckily, I had an emergency fund and this was an emergency.
Unfortunately, as she was still deteriorating and with the vet’s support, I had to make one of the hardest decisions of my life: I had her put to sleep. The vet was brilliant and brought her back to the house so we could do it at home, on my lap rather than on a cold table in a strange environment.
For 13 years she was part of my life and I miss her every day.
In the middle of all this my scooter was stolen. There again, I am insured but as my work is in the middle of nowhere and there is no public transport in the evening – and not much during the day either – I couldn’t wait for the insurance to sort it out and I had to buy a new one straight away. That was another £1600! That’s everything I had squirrelled away for a mortgage overpayment, as well as a few days holiday, gone just like that.
Luckily my boss was really understanding and said I could work my holiday instead of taking time off so I had some extra money but I really didn’t need the extra stress this month.